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Funding Criteria


Underwriting / Merchant Qualifications


Business Credit Lines, Unsecured Loans for Bad Credit & Other Alternative Financing & Funding Options For All Business Types 

We have a multitude of alternative financing programs for all business types.  We offer unsecured business line of credit, Small business loans, trucking & transportation financing, construction financing, merchant cash advance, unsecured business loans for bad credit, micro loans, venture capital programs, SBA 7(a) loans, corporate credit cards, equipment leasing and medical leasing / financing. We can assist cash & check only businesses as well as those that have multiple sources of revenue.


NEW!  Business Line of Credit
with No Payments or Interest for 30 Days!

Merchants can now have fast access to funds just by writing a check. Our Line of Credit gives them the ability to take up to 5 separate drafts over a 4 month period. They'll have the freedom to draw funds as they're needed, paying interest only on the money they take. Once approved, fundings on drafts are executed within 48 hours!  Also, there are no payments or interest for the first 30 days.


Now Approving Business Loans & Business Credit Lines for the following Industries!

Construction, Manufacturing, Wholesale, Retail, Gas stations, Financial Services, Trucking, Transportation & Hauling, Auto Sales, Wild life, Landscaping, Gasoline and Oil Wholesale, Tire Dealers, Tabacco, Real Estate and Property Management, Schools, Import /Export and E-Commerce, Home Based and more...


Cash & Check Only Businesses: 

  • An Average of at least $10,000 in Monthly Sales
  • Generally Six months of Bank statements for review
  • We can now fund with just 1 (one) Bank Statement, need +$1,000 Avg. Bank Balance, +5 Deposits a Month and no more than 10 Insufficient Funds, FICO +500.
  • *NEW*  Small Business Loans $35,000 and under require only the first page of the business lease and a government issued ID.

Payback is based on a fixed payment method. Daily, Weekly or Monthly payment options are available, as well as, paying via a percentage (%) of Gross Sales.  Please call 888-310-3110 for more details.


Credit Card Accepting Businesses: 

  • An average of at least $3,500 in monthly Credit Card sales
  • At least Four months of Credit Card statements to review
  • In business at least 4 months
  • Troubled Business or Personal Credit histories are NOT a disqualifier

Payback is based on either a percentage of Credit Card sales or a fixed payment method. The option is the business owner's.


Medium & Large Sized Business Funding:


We offer Full Service Factoring on your Receivables: 

  • Unsecured Loans for Bad Credit 
  • Factoring
  • NEW! Real Estate Loans, Construction Loans, Property Management Loans Now Available!
  • Restaurant Loans
  • Equipment Loans and Lines of Credit
  • Business Equipment Leasing
  • Purchase Order Financing
  • Business Line of Credit / Business Credit Lines
  • Non Asset Based Lending
  • Contractor / Construction Financing
  • Trade Finance
  • Credit Card Receivable Factoring


Larger Size Business Funding *Minimum Loan size is $150,000


Now Approving Business Loans & Business Credit Lines for the following Industries!

Cash Only and Check Only Businesses are Now Accepted and Quickly Approved!

Bad Credit Business Loans - Approved All day long! 


Loan Amount:  $150,000 to $3,000,000

Cost: Starting at 1% per month


New Program For Bad Credit Unsecured Loans

*NO CREDIT CARD ACCEPTANCE NECESSARY  Even for those who have Bad Credit
Have $10,000 in Gross Deposits on one Month Bank Statement

No Minimum Deposit Requirements

No Minimum Ending Bank Balance

Fico 500+

NO Application Fees or Upfront Fees
NO Collateral
NO Hassles
Funding in as little as 48 Hours


We have an A Rating with the BBB. So you can rest Assured your information is Safe. 


There are now Bad Credit Business Loans and Business Line of Credit Funding Options Available:

Please call to have a "no pressure" conversation with a Business Financial Funding Consultant at: (888) 310-3110 Option 2. 


"We're here to make good things happen for your business. If we can- we will. If we cannot - we will be honest enough to let you know right then and there." 

 -  Douglas Haddad  Founding Partner 

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I asked for $75,000 dollars and was approved for $120,000 with a daily payment matrix that allowed me to succeed. I was VERY SKEPTICAL at first , because who lends on just a few statements . I am proud to say AFN came through. Both Michael and Adam hand held me through the process and worked to fund quickly , plus Karina in their underwriting Department was kind and helpful.
 In closing , I highly recommend this team to meet those needs that can push your business to the next level of success . Michael delivered on what he promised.
Randy Desk
Wheeling, West Virginia
Home Interiors
Business Loan $120,000.  $5,000,000 in Purchase Order Factoring to date May 6, 2013



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