Bad Credit Business Loans

Finding a company to approve your business for additional capital when you have bad credit used to be nearly impossible. In the current economic environment it’s still a tough task, which is why we created a niche to satisfy those specific business owners. We believe it only makes sense to approve those qualified businesses that need the capital to grow regardless of their owners past personal credit history. However, having an idea for business is one thing, and executing it is another thing altogether. You need capital to grow a business to even greater profitability.


Flexible Terms


No Collateral


Approval in hours


Why work with Advance Funds Network?

  • A+ rating from the BBB and successfully placing business loans for over 12 years.
  • We offer fast and easy processing.
  • We have various financial products to choose from.
  • Our process is simple, easy and transparent – no hidden costs.
  • We offer funding in all 50 states & Canada! Licensed in CA!
  • Call us today to find out what we have for you 888-573-1628

How does this Business Loan Work?

When you have nowhere else to turn yet you need cash for your business, this is your best option. The unsecured nature of the loan means you don’t give the lender any guarantee that you will repay the loan in full or on time other than your best effort.

You can also qualify for the loan with less than stellar credit scores. However, there are things you need to provide to qualify for the loan:

  • Monthly business sales are $10,000 or more. This usually means, bank statements. If you do not put anything in the bank we cannot underwrite the file and unfortunately, we cannot help you.
  • Demonstrate an ability to pay the loan back. If you are planning on going out of business we cannot really help.
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How do You Benefit?

  • You get the loan in as little as 3 hours.
  • You don’t have to pay any upfront fees to qualify.
  • You don’t need a minimum deposit or ending balance to qualify.
  • You can use the loan to finance a wide variety of businesses, including retail, restaurants and service-oriented businesses.
  • The interest on business loans is tax-deductible. This means you can manage your tax issues more efficiently.
  • You have a chance to help out your poor credit rating by repaying the loan on time.

No Collateral and a Poor Credit Rating?

You might lack the right collateral to get a loan from a major financial institution. Traditional banking institutions place a lot of emphasis on collateral, this makes it nearly impossible for a non-collateralized yet hard working business owners to get approved for a business loan.

On the other hand, you might be an established business, but due to failed business ventures and or difficult personal decisions, your credit rating plummeted. Unfortunately, most lenders require a perfect credit rating to give you the business loan you need.

Don’t worry, there is a solution for you – bad credit unsecured business loans have become a lifesaver for business owners that work with us.